Credit Restoration Question, Facts, & Answers.

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No, you may check your own consumer credit scores as often as you like with no impact to your credit because these are consired soft pulls. It's a quick, easy way to stay on top of your credit based on the information at the 3 major credit bureaus. 

Your credit score is a number that represents your overall credit worthiness. How high - or low - your score tells a potential lender how likely you are to pay back the loan you are applying for. Your credit score can affect a lender's decision to lend your money, or can even determine the interest rate of your loan. Knowing your credit scores lets you know where you stand with your own credit, and can help you make more informed financial decisions. 

The credit scores provided are developed by an independent credit scoring company using advanced statistical techniques and sophisticated analytical methods. These credit scores are based on your data from the three major credit bureaus - Experian, Equifax, and TransUnion. Although different from the scores lenders use, they use the same credit bureau data and are intended to reflect common credit scoring practices. 

Credit scores typically range from 350 to 850, and your score could differ from bureau to bureau, as creditors do not always report to all three. Generally, a good score is 750 or higher.

Your credit scores are automatically refreshed every 30 days from all three of the credit bureaus. It's important you check your scores at least once a month, as negative changes could indicate a problem with your credit standing.

 It is important that you know all 3 of your credit scores as they can vary widely. Checking your 3 scores based on your information from the top 3 credit bureaus can help you better understand your credit before applying for loans, jobs, and insurance.

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Not necessarily. That's why checking all 3 of your scores is so important to managing your credit effectively. Since your information can be different across the bureaus, your scores can vary as well.